The Law Handbook 2024

1222 Index home loan see mortgage Homeless Law 72–3 homelessness Bolton Clarke Homeless Persons Program 799 Court Integrated Services Program (CISP) 82, 132, 152 crisis accommodation 467 definition 106 Health Justice Partnerships 799 Homeless Law 72–3 infringement system 96, 106, 107 letter from caseworker 107 special circumstance 106, 107, 816 legal support 799 non-legal support 82 squatters 467–8 VLA website 468 Homes Victoria website 530 homosexuality expunged conviction, discrimination 986 same-sex relationships see domestic relationships Honorary Justice Services Support 30 honorary justices 28 hospital order see restricted involuntary treatment order hotels and restaurants licensing 591 noise complaints 591–2 houses – building and renovation 563–74 aluminium composite products 572 architects 565 Building Code of Australia 784 building permit 563, 564, 565, 566 building surveyors 564–5 CAV administration of regulations 727 caveats 567 certificate of final inspection 564, 571 completion 571 consumer protection 563 contracts see building contracts defects liability period 571 delay 569 liquidated damages 569 disputes 572–3, 727 avoiding 572 resolving 572–3 Domestic Building Dispute Resolution Victoria 572–3, 716 domestic building work 563 enforceable undertakings 574 flammable cladding 572 GST 567 home, definition 563 insurance 570–1 appeal where claim denied 570 contract works 571 home warranty 566, 570–1 public liability 571 legislation 563 mediation of disputes 573 occupancy permit 564, 565, 571 owner-builder 563–4 planning permit 565–6 plumbing work 565 practical completion 571 progress payments 570 rectification order 573 registered building practitioners 564 structural engineer’s report 568 surveyors 564–5, 566 VCAT Building and Property List 572, 573 Victorian Building Authority 563, 572, 574 houses – buying or selling 541–62 additional expenses 552 advertising expenses 551 advice to buyers 552–4 advice to vendors 552 appointment of agent 551–2 auction 551, 556 choice of private treaty or 551 conduct of 555 contract 556, 557 boundary measurements 552 building approvals 558 building inspection 553–4 buyer 541, 545 caveat emptor 553 caveats 548, 553, 558 certificate of title 558 certificates to be examined 558 chattels, removal of 554 cluster title 542 company share apartments 542 complaints 561 agent, about 561 conveyancer, about 59, 561 conflict of interest 552 contract 556, 557 advice about 552, 556 auction 556, 557 conveyancer preparing 560 disputes 561–2 pre-purchase review 552 private agreement 556 signing 552–3, 557 vendor terms contract 423, 448–9, 548 conveyancer complaints about 59, 561 duties 560 licensing 545, 729 review of contract by 552 conveyancing 541, 544–5, 560–1 CAV administration of regulations 727 complaints 59, 561 do-it-yourself (DIY) 544 electronic 541, 547 fees 545, 561 licensed conveyancer 544–5 Property Exchange Australia (PEXA) 541 services 545 signing contract 552–3 solicitor, by 545, 552 cooling off period 556 auctions, not applicable to 556 co-ownership 557–8 deposit 557 disputes 561–2 DIY conveyancing 544 due diligence checklist for buyers 555 easements 555, 558 encumbrance certificate 558 energy efficiency information 555 estate agent 551–2 advice about 552 appointment 551 complaints about 561 fees 551–2 underquoting 552 exclusive auction authority 551 exclusive sale authority 551 Family Home Guarantee 550 fees and charges 561 finance 545–51 borrowing money 545–7 bridging finance 545 government assistance 548–51 lenders 547 mortgage see mortgage savings 545 selling existing home 545 First Home Guarantee 550 First Home Owner’s Grant (FHOG) 548–9 First Home Super Saver Scheme (FHSSS) 411, 550 foreign buyers 559–60 general law title 541 general sale authority 551 government assistance 548–51 Growth Areas Infrastructure Contribution (GAIC) 555 GST 558–9 inspection of building 553–4 inspection of title 558 insurance 558 lenders mortgage insurance 547 personal mortgage insurance 547 professional indemnity (conveyancer) 544, 545 investigation of title 541, 558 joint tenants 557–8 land information certificate 558 land tax absentee owner surcharge 559 certificate 558 land titles 541–2 Land Use Victoria 541, 548, 561, 562 lenders 547 LIV Property Law Dispute Resolution Committee 561, 562 material facts disclosure 555 mediation of disputes 561, 562 mortgage see mortgage off-the-plan sales 543–4 deposit by bank guarantee or bond 544 factors to consider 544 stamp duty concession 543, 549 pest inspection 554 pre-purchase contract review 552 private treaty 551, 556 rate certificate 558 Regional First Home Guarantee 550 registration fees 561 search fees 561 section 27 statement 553, 557 section 32 statement 554–5, 597 settlement 552, 556 date 557 lenders and 547 payment of GST at 559 vendor accessing deposit before 553