The Law Handbook 2024

1226 Index penalty reminder notice 97, 101 prisoners calling in fines 128 court fines 128 infringement fines 128 procedure 96–130 rehearing, application for 127 imprisonment, where sentence of 123 sale of real property 115 section 165 hearings 122–4 seven-day notice 98, 102 special circumstances 96, 100, 105–7, 104, 111, 123 application for review on grounds of 107 court penalties 123 drug or alcohol addiction 105 enforcement review application 111, 123 family violence 98, 100, 102, 106, 112 homelessness 96, 98, 816 internal review application 100, 105–7 long-term circumstances 106 medical report 107, 111, 112 mental or intellectual disability 105, 123, 816 proof of 107, 111 statement that vehicle stolen 107 summary offences 96, 216 taking matter to court 119–25 taking no action 104, 114–16, 128 time limits 100–3, 119 time served scheme 128–9 time to pay order 123 court fines 125, 128 toll road offences 118–19 2022 changes 118–19 civil debt stage 118 withdrawal on hardship basis, 118–19 Transport Regulatory Operations Youth At Risk Program 105, 130 waiver of costs, requests for 109 what happens if you do nothing 104, 114–16 court fines 128 withdrawal of matter 120 work and development permit (WDP) 113–14 accredited agency or practitioner 113 application for 98, 101, 113–14 injunctions defamation 1013 Family Law Act, under see injunctions under Family Law Act Magistrates’ Court 17, 260 nuisance 579 trespass 581 unfair contract terms 697 injunctions under Family Law Act 260–1, 301–4 application for 261, 301–2 arrest for breach 261 breach 261, 302 changes to law 303 commencement of proceedings 261 counselling 261 double jeopardy 261 duration 303 effect of 301 ex parte 261, 302 family violence 293, 301–4 Federal Circuit and Family Court 260, 301 interim injunction 302 interstate application 303 intervention orders and 297 jurisdiction to grant 260 Magistrates’ Court 260, 301 national recognition 303 police cannot apply 302 portability 303 procedure 261, 301–2 restraining orders 301–4 types 260 urgent applications 260, 261, 302 what are 301 who can obtain 301 injuries on your premises 582 Inner Melbourne Community Legal 90 inpatient court assessment orders 813 Inspector-General of Taxation 404 complaints to 404 contact details 407 Instalment Activity Statement (IAS) 399 instalment agreement 357 instalment orders 356–8 application for 356 cancellation 357–8 application for 357 at oral examination 357–8 summons to attend court 358 debt, for payment of 356–8 enforcement 358 court hearing 358 imprisonment 358 grant of 357 imprisonment for non-compliance 358 appeal against 358 interest rate 356 objection to grant or refusal 357 social security recipient 356 variation 357–8 application for 357 at oral examination 357–8 summons to attend court 358 when to apply for 356 insurance 952–63 agents 956 application 953 bankruptcy cancellation of policy 366, 371 divisible property 368 life insurance policies 368 payment of claims 371 refusal of claims 371 refusal to insure 366, 371 brokers 956 builder contract works 571 public liability 571 buying online or by phone 954 change of details, notifying insurer 954 claims see insurance claims codes of practice 952 complaint bodies 716, 962–3 consumer disputes 716 contacts 963 contracts see insurance contracts cover note 954 credit contracts 447–8, 955 disclosure 429 remedies where wrongly taken out 448 criminal record and 253 disability see National Disability Insurance Scheme (NDIS) disclosure duty 956–8 credit contracts 429 insurer’s responsibility to inform 956 dispute resolution 961–3 AFCA 962 ASIC 962–3 small claims 962 VCAT Civil Claims List 962 financial services guide (FSG) 956 general advice on buying 954 General Insurance Code of Practice 952, 968 Hayne Royal Commission 952–3, 955, 963 health insurance complaints 730 home contents 955 home warranty 566, 570–1 house 558 information about 963 legislation 952 licensing of brokers 956 mortgage insurance 547 motor vehicle see motor vehicle insurance non-disclosure 956–7 informing consumer of consequences 956 insurer’s remedies 957 non-profit organisations 1046 owners corporation 600–1 personal mortgage insurance 547 policies see insurance contracts premium 953 privacy 963 product disclosure statement (PDS) 953, 956 professional indemnity architects 565 conveyancers 544, 545 credit provider 426 lawyers 545 public liability insurance builders 571 community organisations 1046 owners corporation 600 renewal of policy 954 sickness and accident 955 statement of advice 956 subrogation 528 superannuation benefits 412–13, 416 disputes 416, 418 review of insurer’s decision 418–19 tenancy, in relation to 528–9 compensation claim 528–9 insurance contract 528 travel insurance 955 Victorian Managed Insurance Authority (VMIA) 571 insurance claims 958–63 accountability for management of 960 averaging 958 common problems 958–60 conditions 958 contra proferentem rule 960 COVID-19 and 961