The Law Handbook 2024

1256 Index medical and like expenses 935 permanent impairment evaluation guide 935 serious injury, definition 937 severe injury, definition 936 supported employment program 936 transport accident, definition 934 VCAT review 937 Transport Regulatory Operations Youth At Risk Program 105, 130 treason 19 bail, presumption against 203 treaty with Aboriginal Victorians 6–7 tree disputes 579–80 damages for actual damage 579 self-help 579–80 trespass 581 animals 589 Commonwealth offence 1048 court orders 581 exceptions 581 offensive behaviour and 1049 privacy protection 1094 protesters 1048 remedies 581 Victorian offence 1004 trial see also criminal proceedings Criminal Procedure Act 2009 215 fitness for 809, 845 jury see jury trial sexual offences 165–6 tribunals 13, 14, 22–3 clerks and registrars, advice from 79 courts compared 22 judicial review see judicial review member, cases heard by 22 self-representation 76–7 trust 408 beneficiary 408 stamp duty 407 superannuation trust 408, 412 TFN quotation 398 trust deed 408 trustees bankruptcy see bankruptcy estate 906 exclusions from National Credit Code 424 superannuation see superannuation TFN reports 398 U UN Convention on the Rights of Persons with Disabilities 779, 849, 851, 1006 UN Convention on the Rights of the Child 1006 UN High Commissioner for Human Rights 1006 unauthorised transactions 458–62 Banking Code of Practice 460–1 chargebacks 460 credit and finance industry codes 460–1 ePayments Code 458–9 responsibility for 458–9 unconscionable conduct 681, 690–4 ACL 526, 642, 681, 682, 688, 690–4, 720 ASIC Act 690–4 ‘book-up’ credit system 694 business transactions 720 case examples 691–4 considerations in determining 692 consumer and trader disputes 720 contract 677, 681 cooling-off fee 693 credit contract changes and charges 439 debt collection 346–7 doctrine of unconscionable dealing 691 door-to-door selling 693 e-commerce 744 finance brokers 451 guarantee 691 moral obloquy 693 motor vehicle sales 642 older people signing documents 888 pawnbroker 450 renter, claim by 526 scope 693 special disability 691 special disadvantage 691, 692 statutory unconscionability 692–4 trader–trader disputes 720 unwritten law, under 691 undue influence 680–1 contract affected by 677, 680–1 credit contract 437 guarantee obtained by 433, 437 older people signing documents 888 presumption of 680–1 special relationship 680–1 unfair contract 437 unemployment schemes 1074 unfair contract terms 677, 681, 694–7 ACCC report on 696 application of ACL 694–5 ASIC Act 694–7 Australian Consumer Law 681, 688, 694–7 car sales 642 case examples 696–7 catch-all drafting phrases 697 conclusive evidence clauses 697 consumer contracts 694–7, 720 consumer leases 445 convoluted legal language 697 credit contract 436–9 debt claim defence 352–3 effect 697 event of default clauses 697 examples 695–7 ‘grey list’ 695 guarantee 436–9 imbalance of rights and obligations 696 indemnity clauses 697 insurance contracts 960 lack of transparency 697 meaning of unfair 694 mortgage 436–9 procedural unjustness 437 public interest 437 renter, claim by 526 reopening transaction 437–8, 445 small business contracts 695 small business loans 696 standard form contracts 681, 694, 695, 720 substantive unjustness 437 undue influence 437 unilateral variation and termination clauses 697 void 697 what are 694 unfair dismissal 1067–70 common law 1070 compensation 1069 conciliation conference 1069 costs of action 1070 criteria 1067 FWC hearing 1069–70 FWC Unfair Dismissal Benchbook 1070 harsh, unjust or unreasonable 1068 persons protected from 1068–9 procedure for applying to FWC 1069 remedies 1069 Small Business Fair Dismissal Code 1067, 1068 unfitness for trial 809–10, 845 unincorporated associations 611–12 see also community organisations ABN 621 advantages and disadvantages 611 duties of office bearers 611 laws applicable to 622 rules 611 taxation 618–20 unit pricing 700 United Nations Human Rights Committee 1094 UnitingCare Broadmeadows 390 Epping 390 Universal Declaration of Human Rights 1046, 1093 university legal services 74, 94 University of Melbourne Student Union Legal Service 74, 94 unlawful assembly 1048–9 unsolicited credit or debit cards 701 unsolicited goods and services 701 unsolicited sales practices 697–700 ACL rules 697 approaching consumers 698 cancellation rights 699 case example 699 consumer rights 698–9 cooling-off period 697, 698, 699 disclosure obligations 698 ‘do not call’ register 700, 1103, 1113 ‘do not knock’ sign 698, 699 information for consumers 698 no invitation to enter negotiations 697, 698 obligations and rights 698–9 post contractual 699 permitted hours 698 rebuttable presumption 698 request to leave premises 698 telemarketing 700 termination 699 unsolicited consumer agreement 697–8 Upper Murray Family Care (UMFC) Wangaratta 394 Wodonga 394 utilities bankruptcy, effect on debts 378 complaint bodies 716, 730 rental provider’s liability for charges 478 renter’s liability for charges 478–9