If you need advice about a A debt that does not have to be paid until some future time. Being allowed to pay later, in the future, for something you are getting now. or Under the Australian Consumer Law, a person who buys goods or services for less than $40 000 or for personal or home use. matter, contact the Consumer Action Law Centre (CALC) (see ‘Contacts’, below).
CALC is Australia’s largest specialist consumer legal practice, employing a team of solicitors with expertise in consumer Court proceedings about a civil dispute (not a criminal case). and dispute resolution. Its legal practice aims to achieve redress for low-income, vulnerable and disadvantaged consumers in Victoria who have suffered loss in any one of a variety of consumer law disputes.
If you are unsure whether credit is a good option for you, or you are having difficulty with Money that is owed by one person or business to another., contact a free financial counselling Formal delivery of legal documents to a person to tell them there are court proceedings against them which they must defend, or to make sure a witness in a case knows when they have to go to court to give evidence., such as the National Debt Helpline (tel: 1800 007 007) (see also Chapter 5.4: Financial counselling services).