An individual has the right to obtain one free copy of their credit report from any credit-reporting body every three months (s 20R PA 1988; CR Code).
The credit-reporting body is required to provide the person with their credit report within 10 days of the request (s 19 CR Code).
To obtain a free copy of their credit report, an individual needs to provide information to verify their identity to the particular credit-reporting body.
To get a free copy of your credit report from:
- Equifax, submit an online request form at www.mycreditfile.com.au;
- Experian, email the information detailed at www.experian.com.au/credit-services/credit-reports/order-credit-report.html;
- Illion, complete their online form, or download an application form from from www.creditcheck.illion.com.au.