Contributor

Edmund Gale

Senior Lawyer, Victoria Legal Aid

Getting a copy of your credit report

Last updated

1 July 2020

An individual has the right to obtain one free copy of their credit report from any credit-reporting body every 12 months (s 20R PA 1988; CR Code).

The credit-reporting body is required to provide the person with their credit report within 10 days of the request (s 19 CR Code).

To obtain a free copy of their credit report, an individual needs to provide information to verify their identity to the particular credit-reporting body.

To get a free copy of your credit report from Equifax, submit an online request form at www.mycreditfile.com.au.

To get a free copy of your credit report from Experian, email the information detailed at www.experian.com.au/credit-services/credit-reports/order-credit-report.html.

To get a free copy of your credit report from Illion, complete their online form, or download an application form from their website.

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