National Money that is owed by one person or business to another. Helpline
Tel: 1800 007 007 (Monday to Friday, 9.30 am to 4.30 pm)
The National Debt Helpline is a not-for-profit Formal delivery of legal documents to a person to tell them there are court proceedings against them which they must defend, or to make sure a witness in a case knows when they have to go to court to give evidence. that is available nationwide. Professional financial counsellors provide free, confidential and independent financial advice. The National Debt Helpline does not loan money, but provides the following:
- free financial counselling over the phone: financial counsellors can help anyone in Australia over the phone; the counsellors can assist with a wide range of financial troubles, such as difficulty paying utilities bills, A restriction attached to ownership of property to secure the repayment of money borrowed. The mortgage stops the owner of the property selling it until they have paid off the debt. stress, problems paying rent, and trouble repaying A debt that does not have to be paid until some future time. Being allowed to pay later, in the future, for something you are getting now. card debt;
- referrals: if necessary, the financial counsellors can refer you to a face-to-face financial counselling service near your home; the counsellors A document that sets out what a person wants to happen to their money and other property after they die. also put you in touch with any other services you may need (e.g. legal services, crisis food and accommodation services, and health services);
- a comprehensive website: the National Debt Helpline website provides information on key areas that can cause financial problems (e.g. housing, cars, utility bills and product rentals). The site also provides advice on how to manage debt.
MoneySmart is run by the Australian Securities and Investments Commission (ASIC); ASIC is an agency of the Australian federal government. The MoneySmart website provides free and independent financial guidance and financial tools (e.g. a step-by-step guide on how to set-up a budget, information on how to manage debt, and loan, credit and debt calculators). The website also has a ‘Find a financial counsellor’ map, which allows you to find financial counsellors by postcode.